We pride ourselves on the quality of service to our clients. Our reputation is built upon treating customers fairly and sourcing the most suitable loan products for them from a wide range of lenders.

Secured Loans

A secured loan is secured against your property and does not impact upon your existing mortgage. A secured loan often allows you to borrow more money and to spread the repayments over a longer term when compared to a personal loan. As of April 2008, all secured loans only carry an early repayment penalty of one month’s interest.

Loan amounts from £5,000 to £100,000+

Loan terms from 36mths up to 360mths

13.6% APR Typical

Personal Loans

An unsecured loan allows you to borrow money without providing the lender with security. Applicants need to be at least 18 years of age, a UK resident and be able to enter into a contract.

Loan amounts from £500 to £30,000

Loan terms from 12mths up to 84mths

8.9% APR Typical

Bridging Loans

Bridging loans (residential or commercial) are usually taken-out when there is a short-term requirement for a large sum of money e.g. the purchase of a property before the sale of another, buying at auction, buying a ‘defective’ property that needs repair or merely requiring money urgently for other purposes.

Loan amounts from £30,000 to £1,500,000+

Loan terms from 1mth to 24mths

Interest rates from as low as 0.75% per month

Commercial Loans/Mortgages

Commercial loans/mortgages are available to those wishing to acquire, improve or develop most types of business properties or land. Applications are considered on their individual merits and clients will range from those with unblemished credit-histories to those who have been already declined elsewhere.

Loan amounts from £25,500 to £no maximum

Loan terms from 1mth up to 300mths

Interest rates from 1.75% above bank base rate

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT